Online funeral and life cover quote

Get covered for up to 5 beneficiaries.

Choose cover up to R50,000 per beneficiary, upload the main member ID copy, select monthly or advance payment, add a payment holiday month, and prepare claims online.

Immediate main member cover

R50kmaximum per beneficiary

5% / 10%advance payment discounts

90 daysbeneficiary waiting period

5% backafter 12 on-time premiums

Main Member

Required for quote

Full name ID number Age Income band ID copy upload Payment holiday month

Beneficiaries

Maximum 5

Beneficiaries are covered after 90 days. Main member death and accidental death cover starts immediately after the first successful premium.

Payment Flexibility

Discounts included

MonthlyPay every month, no discount. 6 months upfrontGet 5% discount on the period. 12 months upfrontGet 10% discount on the year.

Include 12-month on-time premium cash-back estimate Allow ad hoc card payments for missed premiums or top-ups

Phase 2: Financial Means Analysis

Affordability check

Income amount after tax Income frequency Income type Income stability Lowest income in last 3 months Payday / collection day Number of dependents Rent, bond, utilities Food, transport, school fees Debt repayments Existing insurance policies Emergency savings target Preferred protection level

South African Policy Comparison

Indicative market scan

Recommendation priority Show policies

Fact-check rules: published premiums are shown only where a public provider page displayed a price. Otherwise the card says quote required. Product fit is a prototype recommendation based on affordability and declared dependents, not regulated financial advice.

Sources checked: Monarch, FNB, DStv, Cura/1Life, Discovery, Assupol, Old Mutual, Sanlam, Liberty, Metropolitan, OUTsurance, AVBOB, Absa, Capitec, Standard Bank, 1Life, Hollard, Vodacom, RCS, Nedbank, Edgars, and Zisekele public pages.

Policy Statement

Email-ready draft

Email draft prepared. In production this would send through the configured mail service.

Claim Submission

Online form

Who passed away? Date of death Death certificate upload Completed claim form upload

Claim notes

Claim pack prepared. A claims consultant would review the documents and validate policy standing.

Policy Actions

Customer control

Cancellation is immediate on request. Missed premiums follow a 30-day notice period before cover lapses, unless an ad hoc payment is made.